Conveyancing


If you wish to buy or sell a property, I can help you by offering a thorough, pro-active service. My aim is to make the whole process as smooth as possible for you – good communications and speed of action on your matter are the key means to do this.  I have more than 25 years of experience in residential conveyancing and this, together with my sound knowledge of the local property market, enables me to offer pragmatic solutions for any problems arising.

new-houseMy services cover:

  • Sales and purchases of freehold and leasehold properties. (Please note that we no longer act on purchases where clients are buying with the aid of a mortgage.)
  • Registered and unregistered conveyancing

Please phone me on 01403 262520 or 07747 540260 or e-mail me at gillian@gilliangadd.com to ask about my services.

What do I offer and how much will it cost?

  • Transparent pricing. I will help you to keep costs fixed to a minimum and within budget by providing you with a fixed estimate up-front. Our standard fees for a freehold conveyancing transaction start from £795 and from £895 for leasehold properties. In addition, VAT at standard rate is chargeable on all our fees.
  • Regular updates with emails and phone calls to advise you of progress
  • Sole responsibility for your matter – I do not delegate your work to unqualified staff
  • The benefits of my long experience of conveyancing
  • Independence. We never pay or receive introductory commissions from estate agents or other introducers.

What happens next?

Contact me for an estimate. If you decide to use me for your conveyancing, I will send you my standard terms of business, together with the usual property information forms if you are selling a property.

Please phone me on 01403 262520 or 07747 540260 or e-mail me at  gillian@gilliangadd.com.

Below is an outline of our fees and disbursements, and the stages of the various conveyancing processes:- 

Purchase of a freehold residential property

Our fees cover all of the work required to complete the purchase of your new home, including dealing with registration at the Land Registry and dealing with the payment of Stamp Duty Land Tax (Stamp Duty) if the property is in England, or Land Transaction Tax (Land Tax) if the property you wish to buy is in Wales.

Legal fee £795-1500 (the amount will depend upon the purchase price, and complexity of the case, but the usual charge is £795 plus VAT, and very rarely at the higher end of this scale)

VAT payable – 20% of the fee

Search fees £125 (if within the Horsham district). Other local authorities will charge less or more.

HM Land Registry fee – this depends upon the purchase price – please see https://www.gov.uk/guidance/hm-land-registry-registration-services-fees for more details/

Electronic money transfer fee – £30 (this includes £10 bank transfer fee, Gillian Gadd & Co administration charge and VAT)

Land Registry search fee – £3

Water and drainage search fee – approximately £55

Environmental search fee – £51

Stamp Duty or Land Tax (on purchase)This depends on the purchase price of your property. You can calculate the amount you will need to pay by using HMRC’s website https://www.tax.service.gov.uk/calculate-stamp-duty-land-tax/#/intro or if the property is located in Wales by using the Welsh Revenue Authority’s website here https://beta.gov.wales/land-transaction-tax-calculator.

Estimated total: this will depend upon the fees and price of the property.

Disbursements are costs related to your matter that are payable to third parties, such as Land Registry fees. We handle the payment of the disbursements on your behalf to ensure a smoother process.

How long will my house purchase take?

How long it will take from your offer being accepted until you can move in to your house will depend on a number of factors. The average process takes between 3-6 months. It can be quicker or slower, depending on the parties in the chain. For example, if you are a first time buyer, purchasing a new build property with a mortgage in principle, it could take 4-6 weeks. However, if you are buying a leasehold property that requires an extension of the lease, this can take significantly longer, between 3 and 6 months. In such, a situation additional charges would apply.

Stages of the process

The precise stages involved in the purchase of a residential property vary according to the circumstances. As a rough idea the stages are as follows:-

Take your instructions and give you initial advice

Check finances are in place to fund purchase and contact lender’s solicitors if needed

Receive and advise on contract documents

Carry out searches

Obtain further planning documentation if required

Make any necessary enquiries of seller’s solicitor

Give you advice on all documents and information received

Go through conditions of mortgage offer with you

Send final contract to you for signature

Agree completion date (date from which you own the property)

Exchange contracts and notify you that this has happened

Arrange for all monies needed to be received from lender and you

Complete purchase

Deal with payment of Stamp Duty/Land Tax

Deal with application for registration at Land Registry

Sale of a freehold residential property

Legal fee £795-1500 (the amount will depend upon the purchase price, and complexity of the case, but the usual charge is £795 plus VAT, and very rarely at the higher end of this scale)

VAT payable – 20% of the fee

HM Land Registry fee for office copies of your title – this depends upon the range of documents referred to on your title, but is usually £9

Electronic money transfer fee for the redemption of any mortgage – £30 (this includes £10 bank transfer fee, Gillian Gadd & Co administration charge and VAT)

Estimated total: this will depend upon the fees and price of the property, but is usually £993.

Disbursements are costs related to your matter that are payable to third parties, such as Land Registry fees. We handle the payment of the disbursements on your behalf to ensure a smoother process.

Some factors that would typically increase the cost of the service. For example:

if legal title is defective or part of the property is unregistered

if we discover building regulations or planning permission has not been obtained

if crucial documents we have previously requested from you have not been provided

How long will my house sale take?

How long it will take from your offer being accepted until you can move out of your house will depend on a number of factors. The average process takes between 3-6 months. It can be quicker or slower, depending on the parties in the chain.

Stages of the process

The precise stages involved in the sale of a residential property vary according to the circumstances. As a rough idea the stages are as follows:-

Take your instructions and give you initial advice

Send you the usual property information form and fittings and contents form to complete

Contact buyer’s solicitors

When completed forms are received from you, prepare contract package.

Reply to any enquiries raised by the buyer’s solicitor

Obtain any further documentation if required

Meet up with you to sign the final contract

Agree completion date (date from which you sell the property)

Exchange contracts and notify you that this has happened

Arrange for a redemption statement to be issued by your lender.

Prepare completion statement

Complete sale

Pay off the mortgage and estate agents, and pay the balance to you.

Purchase of a leasehold residential property

Our fees cover all the work required to complete the purchase of your new home, including dealing with registration at the Land Registry and dealing with the payment of Stamp Duty Land Tax (Stamp Duty) if the property is in England, or Land Transaction Tax (Land Tax) if the property is in Wales.

Conveyancer’s fees and disbursements

Legal fee £995-1500 (the amount will depend upon the purchase price, and complexity of the case, but the usual charge is £995 plus VAT, and very rarely at the higher end of this scale)

VAT payable – 20% of the fee

Search fees £125 (if within the Horsham district). Other local authorities will charge less or more.

HM Land Registry fee – this depends upon the purchase price – please see https://www.gov.uk/guidance/hm-land-registry-registration-services-fees for more details/

Electronic money transfer fee £30 (this includes £10 bank transfer fee, Gillian Gadd & Co administration charge and VAT)

Land Registry search fee – £3

Water and drainage search fee – approximately £55

Environmental search fee – £51

Stamp Duty or Land Tax (on purchase) This depends on the purchase price of your property. You can calculate the amount you will need to pay by using HMRC’s website https://www.tax.service.gov.uk/calculate-stamp-duty-land-tax/#/intro or if the property is located in Wales by using the Welsh Revenue Authority’s website here https://beta.gov.wales/land-transaction-tax-calculator.

Estimated total: this will depend upon the fees and price of the property.

Disbursements

Disbursements are costs related to your matter that are payable to third parties, such as search fees. We handle the payment of the disbursements on your behalf to ensure a smoother process. There are certain disbursements which will be set out in the individual lease relating to the Property. The disbursements which we anticipate will apply are set out separately below.

This list is not exhaustive and other disbursements may apply depending on the term of the lease. We will update you on the specific fees upon receipt and review of the lease from the seller’s solicitors.

Anticipated Disbursements

Notice of Transfer fee – This fee if chargeable is set out in the lease. Often the fee is between £10-£250.

Notice of Charge fee (if the property is to be mortgaged) – This fee is set out in the lease. Often the fee is between £10-£250.

Deed of Covenant fee – This fee is provided by the management company for the property and can be difficult to estimate. Often it is between £100-£300.

Certificate of Compliance fee – To be confirmed upon receipt of the lease, as can range between £100-£300.

These fees vary from property to property and can on occasion be significantly more than the ranges given above. We can give you an accurate figure once we have sight of your specific documents.

You should also be aware that ground rent and service charge are likely to apply throughout your ownership of the property. We will confirm the ground rent and the anticipated service charge as soon as this we receive this information.

Stamp Duty Land Tax

This depends on the purchase price of your property. You can calculate the amount you will need to pay by using HMRC’s website(https://www.tax.service.gov.uk/calculate-stamp-duty-landtax/#/intro)or if the property is located in Wales by using the Welsh Revenue Authority’s website(https://lttcalculator.wra.gov.wales/).

Grand total – This will depend upon our fees, the purchase price, and the amounts payable under the lease.

The precise stages involved in the purchase of a residential leasehold property vary according to the circumstances. These are some key stages:-

Take your instructions and give you initial advice

Check finances are in place to fund purchase and contact lender’s solicitors if needed

Receive and advise on contract documents

Carry out searches

Obtain further planning documentation if required

Make any necessary enquiries of seller’s solicitor

Give you advice on all documents and information received

Go through conditions of mortgage offer

Meet with you to sign final contract

Draft Transfer

Advise you on joint ownership

Obtain pre-completion searches

Agree completion date (date from which you own the property)

Exchange contracts and notify you that this has happened

Arrange for all monies needed to be received from lender and you

Complete purchase

Deal with payment of Stamp Duty/Land Tax

Deal with application for registration at Land Registry

How long will my house purchase take?

How long it will take from your offer being accepted until you can move in to your house will depend on a number of factors. The average process takes between 3-6 months. It can be quicker or slower, depending on the parties in the chain. For example, if you are a first time buyer, purchasing a new build property with a mortgage in principle, it could take 4-6 weeks. However, if you are buying a leasehold property that requires an extension of the lease, this can take significantly longer, between 3 and 6 months. In such, a situation additional charges would apply. Our fee assumes that:

a.this is a standard transaction and that no unforeseen matters arise including for example (but not limited to) a defect in title which requires remedying prior to completion or the preparation of additional documents ancillary to the main transaction

b.this is the assignment of an existing lease and is not the grant of a new lease

c. the transaction is concluded in a timely manner and no unforeseen complication arise

d.all parties to the transaction are co-operative and there is no unreasonable delay from third parties providing documentation

e.no indemnity policies are required. Additional disbursements may apply if indemnity policies are required.

Sale of a leasehold residential property

Legal fee £895-1500 (the amount will depend upon the purchase price, and complexity of the case, but the usual charge is £895 plus VAT, and very rarely at the higher end of this scale)

VAT payable – 20% of the fee

HM Land Registry fee for office copies of your title – this depends upon the range of documents referred to on your title, but is usually £15

Electronic money transfer fee for the redemption of any mortgage – £30 (this includes £10 bank transfer fee, Gillian Gadd & Co administration charge and VAT)

Estimated total: this will depend upon the fees and price of the property, but is usually £1089.

Disbursements are costs related to your matter that are payable to third parties, such as Land Registry fees. We handle the payment of the disbursements on your behalf to ensure a smoother process.

How long will my flat sale take?

How long it will take from your offer being accepted until you can move out of your flat will depend on a number of factors. The average process takes between 3-6 months. It can be quicker or slower, depending on the parties in the chain.

Stages of the process

The precise stages involved in the sale of a residential property vary according to the

circumstances. As a rough idea the stages are as follows:-

Take your instructions and give you initial advice

Send you the usual property information forms and fittings and contents form to complete

Contact buyer’s solicitors

When completed forms are received from you, prepare contract package.

Obtain management pack from Landlord or managing agents, having requested the funds for this from you beforehand.

Reply to any enquiries raised by the buyer’s solicitor

Obtain any further documentation if required

Meet up with you to sign the final contract

Agree completion date (date from which you sell the property)

Exchange contracts and notify you that this has happened

Arrange for a redemption statement to be issued by your lender.

Prepare completion statement and apportion rent and service charges.

Complete sale

Pay off the mortgage and estate agents, and pay the balance to you.

We do not offer services in connection with re-mortgaging your property or taking out new mortgages as part of the house buying process.

Our conveyancing is dealt with by Gillian Gadd and Stephen Gadd.

After obtaining a law degree from UCL, Gillian qualified as a solicitor in 1987 and has worked since that time as a conveyancing solicitor, amassing a vast wealth of knowledge and experience. She has dealt with a vast range of conveyancing purchases and sales in that time. In 2011 she also qualified as a notary public and has notarised thousands of documents for use in many countries.



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